Nonprofit & Social Organization Insurance

Protects board members and officers from claims of mismanagement, breach of fiduciary duty, failure to supervise, or improper governance decisions. Critical because personal assets are at stake.

Covers third-party bodily injury and property damage claims from organizational activities, events, and operations.

Essential for youth-serving organizations. Provides defense and liability coverage for allegations of sexual misconduct, physical abuse, or emotional abuse.

Medical expense coverage for participants and volunteers injured during organizational activities, regardless of fault. Provides coverage gaps in health insurance.

Covers organization-owned buildings, equipment, supplies, and materials against fire, theft, and damage.

Covers claims from employees alleging discrimination, harassment, or wrongful termination—relevant even for organizations with few paid staff.

Short-term coverage for fundraisers, galas, tournaments, festivals, and other special events including liquor liability when applicable.

Covers liability when volunteers or employees use personal vehicles for organizational business or when you rent vehicles.