What to Do Immediately After a Car Accident in West Virginia
The moments after an accident are stressful. Here's a simple checklist to protect yourself and your claim.
Jon Parrack
Getting into a car accident is overwhelming. Your heart is racing, and it's hard to think clearly. That's why it helps to know these steps ahead of time.
1. Check for Injuries First
Before anything else, make sure you and your passengers are okay. If anyone is injured, call 911 immediately. Don't try to move anyone who might have a neck or back injury unless there's immediate danger.
2. Move to Safety If Possible
If the vehicles are drivable and it's safe to do so, move them to the side of the road. Turn on your hazard lights. In West Virginia, you're required to move vehicles out of traffic flow when possible.
3. Call the Police
Even for minor accidents, get a police report. This documentation is invaluable when filing your insurance claim. The officer will document the scene, take statements, and create an official record.
4. Exchange Information
Get the other driver's:
- Full name and contact information
- Insurance company and policy number
- Driver's license number
- License plate number
- Vehicle make, model, and color
5. Document Everything
Use your phone to take photos of:
- All vehicles involved (from multiple angles)
- The accident scene and road conditions
- Any visible injuries
- Traffic signs or signals nearby
- The other driver's license and insurance card
6. Don't Admit Fault
Be polite, but don't apologize or admit fault—even if you think you might be responsible. Fault determination is complex and should be left to the insurance companies and authorities.
7. Call Your Insurance Agent
This is where we come in. Call us as soon as you can. We'll walk you through the claims process, explain your coverage, and make sure you're taken care of. That's what we're here for.
Keep this checklist in your glove compartment. When you're shaken up after an accident, having a simple guide can make all the difference.
