How Bundling Insurance Actually Saves You Money

You've probably heard that bundling your insurance saves money. But how much? And is it always the best choice? Let's break it down.

What Is Bundling?

Bundling simply means having multiple policies with the same insurance company—typically home and auto, but it can include other policies like umbrella coverage, boats, or rental properties.

How Much Can You Save?

The discount varies by company, but most insurers offer 5-25% off when you bundle. On a typical home and auto package, that can add up to several hundred dollars per year.

Beyond the Discount

Bundling offers benefits beyond just the price:

One payment, one company. Simplify your finances with a single bill and one agent to call for everything.

Easier policy management. Renewal dates align, and your agent understands your complete coverage picture.

Better claims experience. When your home and auto are with the same company, coordination is seamless if both are affected by the same event.

When Bundling Might Not Be Best

Here's something most agents won't tell you: bundling isn't always the cheapest option. Sometimes one company is great for auto but expensive for home, or vice versa.

That's why we shop multiple carriers for you. We'll compare:

• The bundled price from several companies
• The total cost of separate "best-in-class" policies

Then we'll show you all the options and let you decide what works best.

The Independent Agent Advantage

As an independent agency, we're not locked into one company. We can mix and match to find your best deal—whether that's a bundle or separate policies.

Curious if you're getting the best rate? Bring us your current policies. We'll run the numbers and show you exactly where you stand.